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Home Loans


Owning a home is every person's dream come true. But the ever escalating property price and sky rocketing interest rates act as a great hindrance to all. Even if one decides to buy a home through home loan finance, the very prospect of meeting several home loan providers to check out their current home loan rates before reaching a final decision, scares the wits out off the buyers mind.

Whether you want to buy a new home or refinance your current home, you'll need to choose the home loan that's right for you. Let HomeLoan.com help you save time, stress and cash with our easy-to-access home loan options. Choose from a First Time Buyer Loan, a Secured Home Loan and a Home Equity Loan or just compare your loan to ensure you've got the best deal possible. HomeLoan.com can guide you through the process of making the largest purchase of your life with complete confidence.

All you have to do to get a home loan is to arrange for the down payment of your home and rest of the balance is paid by bank in form of home loan. The percentage of amount financed by bank to depends upon your eligibility for the loan and location and the area of home you intend to buy.
Also there are options for the type of interest rates you want. One option is Fixed-Rate of interest and other option is Floating-rate of interest. You can read about the interest rates in detail in the article below.  

Home Loan approval process

Home loans are processed in a very quick, easy and effective ways. You can also apply online Home loan on our website just follow few steps. First you go our Home loan Page and fill our Home loan form with correct details. And then we will receive your online Home loan Application. After received your Home loan application our team will contact you within Working 2 Days.  And also guide about Document and Home loan interest rates.

Document for Home Loan for salaried


1) 6 Month Salary slip Latest
2) 6 Month salary Bank account
3) Company Appointment Letter
4) Last two year form no. 16
5) Pan card copy (Applicant + co- applicant)
6) Resident light bill latest
7) Rent Agreement (If Rented)
8) If any loan live then welcome letter of all
9) 1 Passport size photo (Applicant + co- applicant)
10) Visiting card
11) Office I-card

Property Document list


1) Builder agreement
2) Society registration permission letter
3) Society registration certificate
4) Unit plan and Layout Plan
5) N.A Permission
6) Permission of construction
7) Allotment letter
8) Possession letter
9) Payment receipts
10) Share certificate
11) Agreement with builder
12) Village no. 6
13) village no. 7 x 12

Document for Home  Loan for businessmen

1) 3 years IT Return with profit and loss account, balance sheet, and statement of income (Audit       Report if audited.)
2) 12 month current account statement
3)12 month saving bank account
4) Resident latest light bill and telephone bill
5) Office latest light bill and telephone bill (Rent agreement if rented)
6) Pan card copy (husband + wife)
7) Welcome letter of all current live loans
8) 2 photograph passport size (husband + wife)
9) All property document Xerox copy

Property Document list


1) Builder agreement
2) Society registration permission letter
3) Society registration certificate
4) Unit plan and Layout Plan
5) N.A Permission
6) Permission of construction
7) Allotment letter
8) Possession letter
9) Payment receipts
10) Share certificate
11) Agreement with builder
12) Village no. 6
13) village no. 7 x 12

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